FinTech · Financial Scoring · Web Application · Data Analysis
AI Financial Scoring SaaS
It is a personal financial scoring platform designed to help users understand their financial health through a clear, data-driven scoring system. The platform allows users to input key financial details such as income, expenses, savings, and liabilities, and instantly generates a financial score that reflects their overall financial stability. In addition to the web application, it was developed as a mobile application for both iOS and Android, ensuring accessibility and a consistent user experience across devices.
Problem
Many individuals struggle to assess their financial well-being despite having access to income and expense data. Existing financial tools often present complex reports or raw numbers without meaningful interpretation, making it difficult for users to understand where they stand financially. Users needed a simplified, intuitive solution that could translate multiple financial inputs into a single, understandable score while maintaining data privacy and ease of use across web and mobile platforms.
Solution & Approach
I designed and developed it as a full-stack financial scoring platform that transforms user-provided financial data into a clear and actionable financial score. The system applies custom financial logic and weighted scoring rules to evaluate financial health in real time. The platform is built with a secure backend and a responsive frontend, complemented by dedicated mobile applications for iOS and Android. The focus was on accuracy, performance, privacy, and user experience, enabling users to quickly understand their financial position and identify areas for improvement.
Technology Stack
- React.js
- Material UI (MUI)
- Redux
- Node.js
- GraphQL (Apollo / Nexus)
- Prisma ORM
Key Features
Financial Score Calculation
Users enter key financial data, which is processed through predefined scoring logic to generate a comprehensive financial score representing overall financial health.
Multi-Platform Accessibility
it is available as a web application and mobile apps for both iOS and Android, ensuring users can access their financial insights anytime, anywhere.
Real-Time Data Processing
Financial inputs are analyzed instantly, allowing users to receive immediate feedback and see how changes in their data impact their financial score.
Visual Financial Insights
Interactive charts and visual indicators help users understand spending patterns, financial strengths, and risk areas at a glance.
Secure Authentication & Privacy
The platform uses secure authentication mechanisms, encrypted data handling, and privacy-first design to protect sensitive financial information.
Scalable Backend Architecture
A GraphQL-based backend with Prisma ORM and cloud infrastructure ensures scalability, performance, and long-term maintainability.
Results & Impact
- Simplified financial health assessment through a single, clear score
- Improved user understanding of personal finances
- Secure handling of sensitive financial data
- Seamless experience across web, iOS, and Android platforms
- Scalable architecture ready for future financial features